What is Personal Accident cover in Bike Insurance Plans?


Personal accident cover is an additional component that can be added to a bike insurance policy to provide financial protection to the policyholder in case they sustain injuries due to an accident while riding their bike. 

This cover is designed to offer compensation and support in the event of bodily injuries, disability or death resulting from a covered accident. It ensures that you and your family are financially secure during difficult times by offering compensation for medical expenses, disability or loss of income.


                                                 

Why is Personal Accident Cover Important?

Financial Security

Personal accident cover eases the burden of medical expenses and related costs resulting from accidents. It provides financial assistance, relieving you and your family of the financial strain caused by unforeseen injuries.

Medical Expenses

Personal accident cover ensures that in the event of an accident, hospitalization expenses such as ambulance charges, doctor's fees, surgeries, medication, and post-treatment costs are covered, providing comprehensive financial protection.

Disability Coverage 

Avail compensation based on the extent of disability caused by an accident, whether temporary or permanent. This financial support assists in adapting to lifestyle changes and covers rehabilitation costs, providing stability and assistance during challenging times.

Loss of Income 

If the accident leads to temporary or permanent inability to work, personal accident cover provides compensation for the loss of income. This helps you maintain your financial stability and meet your daily needs even when you are unable to earn.

Financial Security for Your Loved Ones 

In case of the policyholder's demise due to an accident, personal accident cover guarantees a lump sum death benefit for the nominee. This offers vital financial support to the family during a difficult period of loss.

Buy Bike Insurance Online

To ensure you have adequate coverage, it is essential to buy bike insurance that includes personal accident cover. Buying two wheeler insurance online has become increasingly popular due to its convenience and accessibility. With just a few clicks, you can compare different insurance plans, select the one that suits your requirements, and make the purchase online.

When you buy bike insurance online, make sure to consider the coverage offered, premium rates, and add-ons available. It's crucial to understand the terms and conditions of the policy, including the personal accident cover limits and exclusions, to ensure you are adequately protected.

You can buy two wheeler insurance online from Liberty General Insurance at convenience. They offer both annual and multi-year policies, allowing you to choose the coverage duration that suits your needs.


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